What is a Power of Attorney? (LPA)

Only Old folks and people that might get Dementia need a Lasting Power of Attorney!! WRONG!
You definitely don't need to be Old or suffer from dementia to require a Power of Attorney.
An accident! A bump of the head! A medical complication! Lots of things in day to day life could cause us to lose capacity. Then What?
Your loved ones or Family can't simply make financial decisions for you.

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Do I need power of attorney?
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Do I Need a Lasting Power of Attorney?

Losing your faculties when you're older seems to be a matter of life. Losing them when you're younger, and we are talking 20's or 30's, doesn't seem possible. Dementia or Alzheimer isn't the only cause of losing capacity. Falling down the stairs! A heavy blow to the head! A car accident! & other events can aid or cause us to lose capacity.

So....You're in your 30's, involved in a car accident and lose capacity! Without a Lasting Power of Attorney in place, what happens to your bank account? Who makes or changes Mortgage payments? There are a whole host of scenarios that if you lose capacity, your partner or spouse can't simply take over the running of your financial and or property affairs.

With a Lasting Power of Attorney in place, you and your spouse can act as an Attorney and steady the ship. If you haven't got a Power of Attorney, speak to one of our advisors. You may never need to use it and that's a good probability and a great scenario, However! If you do need one and haven't got one in place, it can be detrimental, it can take months to go through the courts and more importantly, it can cost a small fortune.


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Without a Lasting Power of Attorney

  • Your spouse cannot simply take over the running of your financial affairs.
  • Your spouse/civil partner cannot access your bank account.
  • If you live with your partner and the property is in their name, then what?
  • What if you run a business or are a company director? Who runs things?
  • What if you have debts? IE: The mortgage! Loans or credit cards? Who accesses them?
  • Without a Power of Attorney, you spouse or partner can't even legally access your Apple account!
  • If you haven't got a Power of Attorney for you and your partner, you need to speak to one of our Advisors.
  • Don't leave it to chance. Speak to a professional.

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My Money Advisor are a subsidiary of Mimram & Lea Ltd and partners to Key Financial Associates Ltd. Two independent estate planning and financial advisory firms. We have local estate planning advisors to you based around the country. Our Advisors are Professional and Fully Qualified in the legal aspects of Wills and Estate Planning, they get to know your circumstances and what you'd like to accomplish. You can then have the peace of mind your getting Professional and proper advice.
Our Advisors have qualifications in Legal aspects of Estate planning and Will drafting, along with this they are Qualified in Financial Services. These two sectors intertwine, so you can have the peace of mind that your advisor can look at the full picture. Stand alone Will writers or solicitors cannot give Financial advice, hence when gathering full information about your circumstances they can be limited on the best advice for you.
We can provide a Full Free Financial and Estate planning review for you. Once we have assessed your circumstance we will give you a proposal. It's then up to you to decide what to do next. You can cherry pick from the advice given, or if you just want a Will, thats what we draft for you. There is No Sales pressure on what you should have and thats a Promise.
Simply complete the "I Need Advice" form below and we'll do the rest.
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