Do I Need A Will?

Over 59% of UK adults have not written a will, and making a Will can be a daunting and unappealing task..
Should you die however intestate (having no Will) the consequences to your family and loved ones can be detrimental.
Don't forget, even if you have a Will in place, you need to review every four to five years to make sure it's up to date.

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Why should you make a Will?

You can put off making a Will until it is too late and this poses all sorts of problems for the people left behind. Not making a Will could mean that some, or all of your Inheritance either goes to the wrong person, or to the state.

Making a Will enables you to plan exactly what will happen to your property (Estate) following your demise. This ensures that those you would like to benefit actually do so, in accordance with your wishes, and at the same time avoiding any possible disputes between relatives. Most importantly is the peace of mind making a Will provides..

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Without a Will

  • You cannot be sure those you would wish to benefit will actually do so.
  • Your spouse/civil partner will not automatically inherit ALL of your Estate.
  • ‘Common Law’ partners may not receive anything.
  • Minor children could be taken into Care whilst Guardians are appointed.
  • There could be lengthy delays for your Beneficiaries and disputes.
  • You cannot prevent certain family members from benefiting.
  • You will not be able to leave something to friends, colleagues or charities, which fall outside of the Rules of Intestacy.
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My Money Advisor are partners to Key Financial Associates Ltd. An independent financial advisor firm. We have local mortgage advisors to you based around the country and have access to literally hundreds of lenders and thousands of mortgage products. Our Advisors get to know your circumstances and what you'd like to accomplish, by doing this we can source the best mortgage and deal for you and your family. Did you know, comparison websites can carry out a credit check before they pass on your details, we don't!
There are many comparison websites and "Find me a local advisor" websites out there. They have lots of very good Advisors registered with them. The thing is these websites only gather your details and they sell on your details as leads to the Advisors. Although you get legitimate calls usually, you could get 10-15 calls from your one inquiry! We are different in that your "One" inquiry will enable us to match you to the most local qualified Advisor we have, and you won't get bombarded with countless Sales calls.
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MyMoneyAdvisor.co.uk is a marketing website and subsidiary of Mimram and Lea Ltd. Mimram and Lea Ltd are introducer's for Financial Services to Key Financial Associates Ltd. Key Financial Associates Ltd is an Appointed Representative of PRIMIS Mortgage Network, which is authorised and regulated by the Financial Conduct Authority.